Direct Debt Consolidation and Reduction Services

Is high interest debt ruining your life? We hold the key to getting your debts paid off fast, at lower interest rates.

Our non-profit credit counseling agency will contact your creditors and negotiate lower interest rates and monthly payments to an amount you can afford. Our debt consolidation organization has working relationships with these creditors and will know exactly how to secure the most favorable terms for you.

We will negotiate with your creditors to lower your existing monthly payments by 40-60%. Under our plan your interest rates will be drastically reduced, or even eliminated in certain cases. All of your existing bills will be consolidated into one low monthly payment. This will result in saving you thousands of dollars in interest and finance fees.

In addition, you no longer need to pay your creditors directly. All of your existing bills are consolidated into one low monthly payment and sent to our debt consolidation company. Your payment is placed in a trust and sent to your creditors on your behalf monthly.

Keep in mind that the only reason your creditors are willing to participate because they realize that if they don't agree to reduce interest rates and lower monthly payments, you may file bankruptcy and they will likely collect nothing. Through our debt consolidation service they can at least recoup the principal on your debt.

We can consolidate your credit card bills, personal loans, medical bills, student loans, or any of your unsecured debts.

Contact us for a completely free debt consolidation quotation and a certified credit counselor will be in touch with you within a couple of days.